Call reports 2012
PEOPLES BANK & TRUST — 2012
What PEOPLES BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 280,136,000 | 281,067,000 | 295,332,000 | 404,513,000 |
| Total loans | 183,521,000 | 198,857,000 | 198,314,000 | 276,679,000 |
| Allowance for loan losses | 2,203,000 | 2,215,000 | 2,085,000 | 2,119,000 |
| Securities available for sale | 79,469,000 | 63,667,000 | 61,294,000 | 90,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,214,000 | 223,321,000 | 235,902,000 | 335,490,000 |
| Interest-bearing deposits | 218,809,000 | 211,151,000 | 224,887,000 | 289,738,000 |
| Noninterest-bearing deposits | 17,405,000 | 12,170,000 | 11,015,000 | 45,753,000 |
| Equity capital | 30,641,000 | 32,298,000 | 39,662,000 | 39,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,078,000 | 6,200,000 | 9,285,000 | 12,732,000 |
| Interest expense | 411,000 | 771,000 | 1,106,000 | 1,499,000 |
| Net interest income | 2,667,000 | 5,429,000 | 8,179,000 | 11,233,000 |
| Noninterest income | 719,000 | 1,425,000 | 1,983,000 | 2,686,000 |
| Noninterest expense | 1,681,000 | 3,447,000 | 5,436,000 | 8,881,000 |
| Provision for loan losses | 0 | 0 | 140,000 | 140,000 |
| Pretax income | 2,017,000 | 3,873,000 | 5,207,000 | 5,563,000 |
| Income tax | 17,000 | 33,000 | 50,000 | 66,000 |
| Net income | 2,000,000 | 3,840,000 | 5,157,000 | 5,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,350,000 | 29,064,000 | 36,284,000 | 32,668,000 |
| Total capital | 29,553,000 | 31,279,000 | 38,369,000 | 34,787,000 |
| Risk-weighted assets | 199,711,000 | 210,450,000 | 213,953,000 | 301,612,000 |