Call reports 2011
PEOPLES BANK & TRUST — 2011
What PEOPLES BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 264,278,000 | 267,608,000 | 297,483,000 | 297,452,000 |
| Total loans | 168,358,000 | 175,567,000 | 191,183,000 | 199,438,000 |
| Allowance for loan losses | 2,093,000 | 1,945,000 | 1,911,000 | 2,192,000 |
| Securities available for sale | 72,702,000 | 71,970,000 | 69,424,000 | 73,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,926,000 | 231,224,000 | 250,847,000 | 246,831,000 |
| Interest-bearing deposits | 196,578,000 | 199,366,000 | 235,942,000 | 222,222,000 |
| Noninterest-bearing deposits | 32,348,000 | 31,858,000 | 14,904,000 | 24,609,000 |
| Equity capital | 22,521,000 | 24,099,000 | 28,727,000 | 29,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,897,000 | 5,875,000 | 9,019,000 | 12,111,000 |
| Interest expense | 609,000 | 1,177,000 | 1,727,000 | 2,235,000 |
| Net interest income | 2,288,000 | 4,698,000 | 7,292,000 | 9,876,000 |
| Noninterest income | 610,000 | 1,249,000 | 1,922,000 | 2,653,000 |
| Noninterest expense | 1,724,000 | 3,493,000 | 5,581,000 | 7,778,000 |
| Provision for loan losses | 0 | 0 | 165,000 | 665,000 |
| Pretax income | 1,174,000 | 2,506,000 | 3,564,000 | 4,247,000 |
| Income tax | 8,000 | 15,000 | 24,000 | 33,000 |
| Net income | 1,166,000 | 2,491,000 | 3,540,000 | 4,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,557,000 | 21,335,000 | 25,297,000 | 25,992,000 |
| Total capital | 22,650,000 | 23,280,000 | 27,208,000 | 28,184,000 |
| Risk-weighted assets | 185,374,000 | 187,597,000 | 203,571,000 | 213,072,000 |