Call reports 2010
PEOPLES BANK & TRUST — 2010
What PEOPLES BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 216,514,000 | 248,094,000 | 273,062,000 | 277,562,000 |
| Total loans | 145,639,000 | 175,021,000 | 177,759,000 | 183,476,000 |
| Allowance for loan losses | 1,789,000 | 1,902,000 | 1,852,000 | 2,103,000 |
| Securities available for sale | 52,484,000 | 47,133,000 | 68,691,000 | 71,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,897,000 | 208,509,000 | 231,771,000 | 229,928,000 |
| Interest-bearing deposits | 140,140,000 | 178,128,000 | 201,593,000 | 195,460,000 |
| Noninterest-bearing deposits | 27,757,000 | 30,382,000 | 30,178,000 | 34,468,000 |
| Equity capital | 17,654,000 | 21,007,000 | 21,952,000 | 21,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,461,000 | 5,047,000 | 8,006,000 | 11,070,000 |
| Interest expense | 545,000 | 1,037,000 | 1,724,000 | 2,412,000 |
| Net interest income | 1,916,000 | 4,010,000 | 6,282,000 | 8,658,000 |
| Noninterest income | 321,000 | 786,000 | 1,521,000 | 2,209,000 |
| Noninterest expense | 1,583,000 | 3,382,000 | 5,368,000 | 7,777,000 |
| Provision for loan losses | 65,000 | 180,000 | 532,000 | 880,000 |
| Pretax income | 621,000 | 1,283,000 | 2,323,000 | 2,630,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 621,000 | 1,283,000 | 2,323,000 | 2,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,486,000 | 18,598,000 | 19,840,000 | 20,059,000 |
| Total capital | 18,275,000 | 20,500,000 | 21,692,000 | 22,162,000 |
| Risk-weighted assets | 160,319,000 | 190,202,000 | 193,728,000 | 200,618,000 |