Call reports 2009
PEOPLES BANK & TRUST — 2009
What PEOPLES BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 185,725,000 | 183,127,000 | 205,123,000 | 220,444,000 |
| Total loans | 132,066,000 | 130,068,000 | 135,373,000 | 143,728,000 |
| Allowance for loan losses | 1,628,000 | 1,598,000 | 1,660,000 | 1,768,000 |
| Securities available for sale | 31,308,000 | 40,827,000 | 49,160,000 | 56,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,274,000 | 153,441,000 | 170,374,000 | 170,688,000 |
| Interest-bearing deposits | 133,990,000 | 127,354,000 | 145,583,000 | 139,107,000 |
| Noninterest-bearing deposits | 27,284,000 | 26,087,000 | 24,790,000 | 31,581,000 |
| Equity capital | 14,990,000 | 15,360,000 | 16,239,000 | 16,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 4,698,000 | 7,160,000 | 9,727,000 |
| Interest expense | 673,000 | 1,344,000 | 2,032,000 | 2,723,000 |
| Net interest income | 1,678,000 | 3,354,000 | 5,128,000 | 7,004,000 |
| Noninterest income | 283,000 | 760,000 | 1,180,000 | 1,563,000 |
| Noninterest expense | 1,352,000 | 2,850,000 | 4,269,000 | 5,700,000 |
| Provision for loan losses | 0 | 195,000 | 640,000 | 940,000 |
| Pretax income | 733,000 | 1,193,000 | 1,425,000 | 2,190,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 0 |
| Net income | 727,000 | 1,181,000 | 1,407,000 | 2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,930,000 | 15,294,000 | 15,379,000 | 16,163,000 |
| Total capital | 16,558,000 | 16,892,000 | 17,039,000 | 17,931,000 |
| Risk-weighted assets | 149,075,000 | 149,735,000 | 158,050,000 | 158,640,000 |