Call reports 2008
PEOPLES BANK & TRUST — 2008
What PEOPLES BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 159,988,000 | 162,051,000 | 166,128,000 | 179,588,000 |
| Total loans | 110,748,000 | 114,351,000 | 118,748,000 | 126,796,000 |
| Allowance for loan losses | 1,417,000 | 1,487,000 | 1,510,000 | 1,566,000 |
| Securities available for sale | 32,524,000 | 29,950,000 | 29,289,000 | 30,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,471,000 | 136,599,000 | 138,524,000 | 151,935,000 |
| Interest-bearing deposits | 116,907,000 | 112,887,000 | 116,946,000 | 123,737,000 |
| Noninterest-bearing deposits | 23,564,000 | 23,711,000 | 21,578,000 | 28,198,000 |
| Equity capital | 12,289,000 | 12,035,000 | 14,539,000 | 15,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,496,000 | 4,851,000 | 7,202,000 | 9,545,000 |
| Interest expense | 1,013,000 | 1,892,000 | 2,735,000 | 3,518,000 |
| Net interest income | 1,483,000 | 2,959,000 | 4,467,000 | 6,027,000 |
| Noninterest income | 217,000 | 567,000 | 919,000 | 1,220,000 |
| Noninterest expense | 1,302,000 | 2,518,000 | 3,811,000 | 5,104,000 |
| Provision for loan losses | 0 | 30,000 | 55,000 | 238,000 |
| Pretax income | 398,000 | 989,000 | 1,531,000 | 1,898,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 20,000 |
| Net income | 393,000 | 979,000 | 1,516,000 | 1,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,834,000 | 12,319,000 | 14,617,000 | 14,978,000 |
| Total capital | 13,251,000 | 13,806,000 | 16,127,000 | 16,544,000 |
| Risk-weighted assets | 121,173,000 | 130,943,000 | 135,309,000 | 145,044,000 |