Call reports 2007
PEOPLES BANK & TRUST — 2007
What PEOPLES BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 147,519,000 | 149,632,000 | 156,237,000 | 162,888,000 |
| Total loans | 107,748,000 | 109,271,000 | 113,670,000 | 115,026,000 |
| Allowance for loan losses | 1,527,000 | 1,537,000 | 1,593,000 | 1,461,000 |
| Securities available for sale | 27,931,000 | 26,991,000 | 28,176,000 | 29,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,404,000 | 131,403,000 | 136,101,000 | 141,115,000 |
| Interest-bearing deposits | 111,850,000 | 111,489,000 | 115,491,000 | 118,579,000 |
| Noninterest-bearing deposits | 18,554,000 | 19,914,000 | 20,610,000 | 22,536,000 |
| Equity capital | 12,829,000 | 12,831,000 | 13,574,000 | 14,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,453,000 | 4,967,000 | 7,522,000 | 10,148,000 |
| Interest expense | 1,016,000 | 2,040,000 | 3,127,000 | 4,217,000 |
| Net interest income | 1,437,000 | 2,927,000 | 4,395,000 | 5,931,000 |
| Noninterest income | 261,000 | 538,000 | 833,000 | 1,153,000 |
| Noninterest expense | 1,158,000 | 2,347,000 | 3,537,000 | 4,734,000 |
| Provision for loan losses | 0 | 15,000 | 70,000 | 487,000 |
| Pretax income | 540,000 | 1,103,000 | 1,621,000 | 1,875,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 10,000 |
| Net income | 535,000 | 1,093,000 | 1,606,000 | 1,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,906,000 | 13,265,000 | 13,677,000 | 13,938,000 |
| Total capital | 14,340,000 | 14,720,000 | 15,203,000 | 15,399,000 |
| Risk-weighted assets | 114,597,000 | 116,261,000 | 122,043,000 | 125,918,000 |