Call reports 2006
PEOPLES BANK & TRUST — 2006
What PEOPLES BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 143,034,000 | 144,622,000 | 151,418,000 | 153,720,000 |
| Total loans | 104,240,000 | 107,181,000 | 110,437,000 | 110,804,000 |
| Allowance for loan losses | 1,205,000 | 1,233,000 | 1,277,000 | 1,550,000 |
| Securities available for sale | 19,497,000 | 22,590,000 | 21,478,000 | 28,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,622,000 | 124,743,000 | 128,745,000 | 135,239,000 |
| Interest-bearing deposits | 107,446,000 | 108,512,000 | 112,782,000 | 116,170,000 |
| Noninterest-bearing deposits | 18,177,000 | 16,232,000 | 15,963,000 | 19,069,000 |
| Equity capital | 11,413,000 | 11,714,000 | 12,229,000 | 12,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,406,000 | 6,793,000 | 9,315,000 |
| Interest expense | 802,000 | 1,644,000 | 2,620,000 | 3,719,000 |
| Net interest income | 1,320,000 | 2,762,000 | 4,173,000 | 5,596,000 |
| Noninterest income | 198,000 | 432,000 | 697,000 | 920,000 |
| Noninterest expense | 1,114,000 | 2,225,000 | 3,441,000 | 4,632,000 |
| Provision for loan losses | 75,000 | 120,000 | 172,000 | 444,000 |
| Pretax income | 329,000 | 849,000 | 1,257,000 | 1,396,000 |
| Income tax | 623,000 | 624,000 | 634,000 | 623,000 |
| Net income | -294,000 | 225,000 | 623,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,485,000 | 12,005,000 | 12,403,000 | 12,507,000 |
| Total capital | 12,690,000 | 13,238,000 | 13,680,000 | 14,000,000 |
| Risk-weighted assets | 111,129,000 | 113,453,000 | 118,775,000 | 119,408,000 |