Call reports 2002
PEOPLES BANK & TRUST — 2002
What PEOPLES BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 109,241,000 | 110,707,000 | 112,696,000 | 115,356,000 |
| Total loans | 68,910,000 | 69,495,000 | 72,506,000 | 71,485,000 |
| Allowance for loan losses | 1,179,000 | 1,150,000 | 1,106,000 | 1,116,000 |
| Securities available for sale | 30,689,000 | 33,914,000 | 32,256,000 | 34,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,407,000 | 95,726,000 | 95,305,000 | 96,927,000 |
| Interest-bearing deposits | 84,241,000 | 84,932,000 | 84,513,000 | 83,811,000 |
| Noninterest-bearing deposits | 11,166,000 | 10,795,000 | 10,792,000 | 13,116,000 |
| Equity capital | 10,431,000 | 10,624,000 | 10,948,000 | 9,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,792,000 | 3,567,000 | 5,303,000 | 7,100,000 |
| Interest expense | 746,000 | 1,438,000 | 2,127,000 | 2,812,000 |
| Net interest income | 1,046,000 | 2,129,000 | 3,176,000 | 4,288,000 |
| Noninterest income | 163,000 | 358,000 | 543,000 | 737,000 |
| Noninterest expense | 948,000 | 1,908,000 | 2,877,000 | 3,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 582,000 | 845,000 | 1,215,000 |
| Income tax | 71,000 | 161,000 | 231,000 | 353,000 |
| Net income | 190,000 | 421,000 | 614,000 | 862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,032,000 | 10,026,000 | 10,283,000 | 9,285,000 |
| Total capital | 10,898,000 | 10,900,000 | 11,189,000 | 10,197,000 |
| Risk-weighted assets | 68,991,000 | 69,658,000 | 72,178,000 | 72,776,000 |