Call reports 2001
PEOPLES BANK & TRUST — 2001
What PEOPLES BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,324,000 | 108,519,000 | 110,438,000 | 111,537,000 |
| Total loans | 70,597,000 | 71,883,000 | 74,283,000 | 70,933,000 |
| Allowance for loan losses | 1,509,000 | 1,432,000 | 1,294,000 | 1,160,000 |
| Securities available for sale | 23,808,000 | 26,102,000 | 26,150,000 | 29,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,228,000 | 97,249,000 | 98,498,000 | 97,622,000 |
| Interest-bearing deposits | 84,996,000 | 87,156,000 | 88,329,000 | 85,917,000 |
| Noninterest-bearing deposits | 10,232,000 | 10,093,000 | 10,169,000 | 11,705,000 |
| Equity capital | 9,800,000 | 9,851,000 | 10,473,000 | 10,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,035,000 | 4,027,000 | 5,989,000 | 7,925,000 |
| Interest expense | 1,045,000 | 2,070,000 | 3,029,000 | 3,875,000 |
| Net interest income | 990,000 | 1,957,000 | 2,960,000 | 4,050,000 |
| Noninterest income | 133,000 | 323,000 | 497,000 | 695,000 |
| Noninterest expense | 919,000 | 1,874,000 | 2,829,000 | 3,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 412,000 | 875,000 | 1,172,000 |
| Income tax | 50,000 | 101,000 | 159,000 | 238,000 |
| Net income | 155,000 | 311,000 | 716,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,115,000 | 9,229,000 | 9,697,000 | 9,778,000 |
| Total capital | 9,970,000 | 10,123,000 | 10,628,000 | 10,678,000 |
| Risk-weighted assets | 67,719,000 | 70,933,000 | 74,108,000 | 71,722,000 |