Call reports 2013

CITIZENS BANK OF ASHVILLE, OHIO, THE — 2013

Name: CITIZENS BANK OF ASHVILLE, OHIO, THE — FFIEC call report 2013
Creator: CITIZENS BANK OF ASHVILLE, OHIO, THE

What CITIZENS BANK OF ASHVILLE, OHIO, THE reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be8e7e0e-fb71-44e7-965e-9d9179335415/2013

Balance sheet

What the bank holds and owes at quarter end

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Total assets	104,941,000	100,604,000	100,354,000	98,531,000
Total loans	55,855,000	57,333,000	56,735,000	55,780,000
Allowance for loan losses	943,000	942,000	938,000	871,000
Securities available for sale	28,599,000	30,421,000	21,596,000	19,939,000
Securities held to maturity	0	0	7,084,000	7,053,000
Trading assets	0	0	0	0
Total deposits	87,908,000	84,095,000	83,792,000	80,900,000
Interest-bearing deposits	77,636,000	73,685,000	73,907,000	71,002,000
Noninterest-bearing deposits	10,272,000	10,410,000	9,885,000	9,898,000
Equity capital	8,181,000	7,588,000	7,623,000	8,499,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Interest income	955,000	1,907,000	2,890,000	3,865,000
Interest expense	161,000	313,000	463,000	611,000
Net interest income	794,000	1,594,000	2,427,000	3,254,000
Noninterest income	135,000	305,000	456,000	593,000
Noninterest expense	917,000	1,770,000	2,633,000	3,558,000
Provision for loan losses	25,000	40,000	50,000	50,000
Pretax income	-18,000	84,000	195,000	235,000
Income tax	0	0	0	-626,000
Net income	-18,000	84,000	195,000	861,000

Basel measures — not reported for every quarter

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Tier 1 capital	7,852,000	7,954,000	8,064,000	8,084,000
Total capital	8,575,000	8,704,000	8,809,000	8,793,000
Risk-weighted assets	57,615,000	59,831,000	59,490,000	56,541,000