Call reports 2012

CITIZENS BANK OF ASHVILLE, OHIO, THE — 2012

Name: CITIZENS BANK OF ASHVILLE, OHIO, THE — FFIEC call report 2012
Creator: CITIZENS BANK OF ASHVILLE, OHIO, THE

What CITIZENS BANK OF ASHVILLE, OHIO, THE reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be8e7e0e-fb71-44e7-965e-9d9179335415/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	103,928,000	100,158,000	101,621,000	98,645,000
Total loans	56,526,000	60,579,000	58,283,000	56,460,000
Allowance for loan losses	775,000	1,034,000	1,064,000	942,000
Securities available for sale	29,999,000	29,335,000	31,034,000	28,015,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	86,095,000	82,762,000	84,744,000	81,563,000
Interest-bearing deposits	76,266,000	73,236,000	74,583,000	72,363,000
Noninterest-bearing deposits	9,829,000	9,526,000	10,161,000	9,200,000
Equity capital	8,046,000	7,972,000	8,196,000	8,252,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	1,053,000	2,112,000	3,164,000	4,145,000
Interest expense	205,000	385,000	552,000	714,000
Net interest income	848,000	1,727,000	2,612,000	3,431,000
Noninterest income	168,000	328,000	497,000	671,000
Noninterest expense	985,000	2,075,000	2,950,000	4,091,000
Provision for loan losses	76,000	332,000	369,000	419,000
Pretax income	-45,000	-352,000	-196,000	-367,000
Income tax	5,000	-74,000	-97,000	-208,000
Net income	-50,000	-278,000	-99,000	-159,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	7,979,000	7,751,000	7,930,000	7,870,000
Total capital	8,726,000	8,523,000	8,678,000	8,594,000
Risk-weighted assets	59,757,000	61,522,000	59,520,000	57,702,000