Call reports 2010

CITIZENS BANK OF ASHVILLE, OHIO, THE — 2010

Name: CITIZENS BANK OF ASHVILLE, OHIO, THE — FFIEC call report 2010
Creator: CITIZENS BANK OF ASHVILLE, OHIO, THE

What CITIZENS BANK OF ASHVILLE, OHIO, THE reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be8e7e0e-fb71-44e7-965e-9d9179335415/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	103,761,000	100,278,000	105,057,000	100,298,000
Total loans	58,810,000	58,373,000	58,575,000	57,592,000
Allowance for loan losses	529,000	416,000	490,000	553,000
Securities available for sale	27,282,000	27,618,000	26,987,000	27,163,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	79,342,000	76,870,000	81,349,000	77,545,000
Interest-bearing deposits	71,914,000	68,456,000	72,831,000	69,605,000
Noninterest-bearing deposits	7,428,000	8,414,000	8,518,000	7,940,000
Equity capital	9,236,000	9,257,000	9,434,000	9,099,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	1,220,000	2,356,000	3,508,000	4,661,000
Interest expense	342,000	672,000	990,000	1,294,000
Net interest income	878,000	1,684,000	2,518,000	3,367,000
Noninterest income	144,000	359,000	581,000	780,000
Noninterest expense	868,000	1,794,000	2,849,000	3,897,000
Provision for loan losses	90,000	180,000	270,000	330,000
Pretax income	122,000	127,000	38,000	12,000
Income tax	-1,000	-13,000	-83,000	-142,000
Net income	123,000	140,000	121,000	154,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	9,049,000	8,990,000	8,970,000	8,958,000
Total capital	9,578,000	9,406,000	9,460,000	9,511,000
Risk-weighted assets	58,906,000	58,237,000	61,178,000	60,546,000