Call reports 2009

CITIZENS BANK OF ASHVILLE, OHIO, THE — 2009

Name: CITIZENS BANK OF ASHVILLE, OHIO, THE — FFIEC call report 2009
Creator: CITIZENS BANK OF ASHVILLE, OHIO, THE

What CITIZENS BANK OF ASHVILLE, OHIO, THE reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be8e7e0e-fb71-44e7-965e-9d9179335415/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	100,490,000	103,715,000	102,957,000	101,311,000
Total loans	62,590,000	62,165,000	60,911,000	60,237,000
Allowance for loan losses	733,000	606,000	584,000	506,000
Securities available for sale	25,553,000	28,019,000	29,287,000	28,144,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	74,425,000	77,489,000	76,506,000	77,138,000
Interest-bearing deposits	67,275,000	69,445,000	69,290,000	69,616,000
Noninterest-bearing deposits	7,150,000	8,044,000	7,216,000	7,522,000
Equity capital	9,207,000	9,183,000	9,369,000	9,115,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,275,000	2,556,000	3,823,000	5,070,000
Interest expense	478,000	938,000	1,348,000	1,721,000
Net interest income	797,000	1,618,000	2,475,000	3,349,000
Noninterest income	135,000	292,000	448,000	614,000
Noninterest expense	799,000	1,762,000	2,720,000	3,652,000
Provision for loan losses	30,000	60,000	150,000	410,000
Pretax income	108,000	100,000	103,000	-6,000
Income tax	16,000	-40,000	-43,000	-111,000
Net income	92,000	140,000	146,000	105,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	9,047,000	9,025,000	9,029,000	8,926,000
Total capital	9,780,000	9,631,000	9,627,000	9,433,000
Risk-weighted assets	61,996,000	64,176,000	63,002,000	61,780,000