Call reports 2008

CITIZENS BANK OF ASHVILLE, OHIO, THE — 2008

Name: CITIZENS BANK OF ASHVILLE, OHIO, THE — FFIEC call report 2008
Creator: CITIZENS BANK OF ASHVILLE, OHIO, THE

What CITIZENS BANK OF ASHVILLE, OHIO, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be8e7e0e-fb71-44e7-965e-9d9179335415/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	94,949,000	94,886,000	97,454,000	97,087,000
Total loans	65,217,000	66,541,000	65,296,000	63,487,000
Allowance for loan losses	493,000	499,000	489,000	670,000
Securities available for sale	18,344,000	18,863,000	20,403,000	22,983,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	70,435,000	69,074,000	72,945,000	71,189,000
Interest-bearing deposits	62,697,000	60,045,000	65,541,000	64,255,000
Noninterest-bearing deposits	7,738,000	9,029,000	7,404,000	6,934,000
Equity capital	9,375,000	9,220,000	9,305,000	9,060,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,374,000	2,740,000	4,112,000	5,447,000
Interest expense	586,000	1,086,000	1,583,000	2,084,000
Net interest income	788,000	1,654,000	2,529,000	3,363,000
Noninterest income	144,000	304,000	443,000	583,000
Noninterest expense	756,000	1,572,000	2,405,000	3,500,000
Provision for loan losses	30,000	60,000	115,000	358,000
Pretax income	148,000	328,000	454,000	90,000
Income tax	31,000	75,000	98,000	80,000
Net income	117,000	253,000	356,000	10,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	9,290,000	9,304,000	9,407,000	8,969,000
Total capital	9,783,000	9,803,000	9,896,000	9,639,000
Risk-weighted assets	62,395,000	64,109,000	63,793,000	62,120,000