Call reports 2006

CITIZENS BANK OF ASHVILLE, OHIO, THE — 2006

Name: CITIZENS BANK OF ASHVILLE, OHIO, THE — FFIEC call report 2006
Creator: CITIZENS BANK OF ASHVILLE, OHIO, THE

What CITIZENS BANK OF ASHVILLE, OHIO, THE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be8e7e0e-fb71-44e7-965e-9d9179335415/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	87,483,000	86,533,000	90,989,000	92,474,000
Total loans	54,710,000	57,216,000	60,348,000	62,862,000
Allowance for loan losses	637,000	687,000	688,000	521,000
Securities available for sale	24,512,000	22,412,000	21,964,000	21,354,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	68,280,000	67,042,000	70,851,000	73,638,000
Interest-bearing deposits	60,314,000	60,253,000	64,420,000	66,539,000
Noninterest-bearing deposits	7,966,000	6,789,000	6,431,000	7,099,000
Equity capital	8,495,000	8,376,000	8,722,000	8,818,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,224,000	2,464,000	3,757,000	5,134,000
Interest expense	440,000	917,000	1,504,000	2,143,000
Net interest income	784,000	1,547,000	2,253,000	2,991,000
Noninterest income	159,000	381,000	576,000	808,000
Noninterest expense	711,000	1,429,000	2,190,000	2,891,000
Provision for loan losses	60,000	120,000	180,000	240,000
Pretax income	172,000	379,000	457,000	666,000
Income tax	34,000	80,000	61,000	83,000
Net income	138,000	299,000	396,000	583,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	8,713,000	8,751,000	8,847,000	8,913,000
Total capital	9,365,000	9,448,000	9,546,000	9,448,000
Risk-weighted assets	54,480,000	57,253,000	59,740,000	60,631,000