Call reports 2003

CITIZENS BANK OF ASHVILLE, OHIO, THE — 2003

Name: CITIZENS BANK OF ASHVILLE, OHIO, THE — FFIEC call report 2003
Creator: CITIZENS BANK OF ASHVILLE, OHIO, THE

What CITIZENS BANK OF ASHVILLE, OHIO, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/be8e7e0e-fb71-44e7-965e-9d9179335415/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	84,137,000	83,564,000	85,421,000	84,646,000
Total loans	55,455,000	56,047,000	58,548,000	58,783,000
Allowance for loan losses	503,000	502,000	534,000	498,000
Securities available for sale	20,522,000	21,331,000	19,372,000	20,462,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	69,385,000	66,191,000	69,290,000	67,884,000
Interest-bearing deposits	63,299,000	59,757,000	62,461,000	59,126,000
Noninterest-bearing deposits	6,086,000	6,434,000	6,829,000	8,758,000
Equity capital	6,983,000	7,279,000	7,263,000	7,401,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,212,000	2,421,000	3,606,000	4,800,000
Interest expense	377,000	704,000	1,008,000	1,299,000
Net interest income	835,000	1,717,000	2,598,000	3,501,000
Noninterest income	232,000	391,000	544,000	693,000
Noninterest expense	588,000	1,172,000	1,782,000	2,455,000
Provision for loan losses	108,000	138,000	168,000	198,000
Pretax income	392,000	840,000	1,234,000	1,583,000
Income tax	127,000	277,000	401,000	480,000
Net income	265,000	563,000	833,000	1,103,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,742,000	6,926,000	7,195,000	7,274,000
Total capital	7,245,000	7,428,000	7,729,000	7,772,000
Risk-weighted assets	52,683,000	54,710,000	54,461,000	53,474,000