Call reports 2025
MINNWEST BANK — 2025
What MINNWEST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,091,443,000 | 2,923,779,000 | 2,937,623,000 | 3,012,445,000 |
| Total loans | 2,259,734,000 | 2,212,031,000 | 2,119,485,000 | 2,182,188,000 |
| Allowance for loan losses | 30,939,000 | 33,136,000 | 33,986,000 | 31,131,000 |
| Securities available for sale | 482,412,000 | 432,809,000 | 409,116,000 | 370,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,754,708,000 | 2,580,736,000 | 2,577,064,000 | 2,645,028,000 |
| Interest-bearing deposits | 2,201,970,000 | 2,056,662,000 | 2,023,293,000 | 2,053,806,000 |
| Noninterest-bearing deposits | 552,738,000 | 524,074,000 | 553,771,000 | 591,222,000 |
| Equity capital | 301,182,000 | 306,532,000 | 317,202,000 | 326,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 39,343,000 | 79,382,000 | 119,874,000 | 161,395,000 |
| Interest expense | 15,166,000 | 29,011,000 | 42,362,000 | 54,890,000 |
| Net interest income | 24,177,000 | 50,371,000 | 77,512,000 | 106,505,000 |
| Noninterest income | 3,080,000 | 8,605,000 | 12,271,000 | 15,625,000 |
| Noninterest expense | 18,299,000 | 37,599,000 | 55,761,000 | 76,401,000 |
| Provision for loan losses | 1,248,000 | 4,114,000 | 5,269,000 | 7,378,000 |
| Pretax income | 7,958,000 | 17,437,000 | 29,082,000 | 38,291,000 |
| Income tax | 2,188,000 | 4,805,000 | 8,032,000 | 10,455,000 |
| Net income | 5,770,000 | 12,632,000 | 21,050,000 | 27,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,333,000 | 285,384,000 | 290,990,000 | 297,896,000 |
| Total capital | 309,241,000 | 315,705,000 | 320,124,000 | 328,174,000 |
| Risk-weighted assets | 2,498,741,000 | 2,422,795,000 | 2,325,998,000 | 2,421,123,000 |