Call reports 2018
MINNWEST BANK — 2018
What MINNWEST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,694,727,000 | 1,747,166,000 | 1,832,752,000 | 1,987,488,000 |
| Total loans | 1,425,214,000 | 1,470,923,000 | 1,543,128,000 | 1,647,347,000 |
| Allowance for loan losses | 22,733,000 | 23,483,000 | 23,960,000 | 24,290,000 |
| Securities available for sale | 137,523,000 | 137,083,000 | 144,998,000 | 161,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,452,483,000 | 1,517,772,000 | 1,580,175,000 | 1,726,825,000 |
| Interest-bearing deposits | 1,143,208,000 | 1,216,203,000 | 1,253,091,000 | 1,361,551,000 |
| Noninterest-bearing deposits | 309,275,000 | 301,569,000 | 327,084,000 | 365,274,000 |
| Equity capital | 180,634,000 | 185,526,000 | 200,374,000 | 217,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,499,000 | 38,431,000 | 59,230,000 | 82,399,000 |
| Interest expense | 2,700,000 | 5,964,000 | 9,650,000 | 14,063,000 |
| Net interest income | 15,799,000 | 32,467,000 | 49,580,000 | 68,336,000 |
| Noninterest income | 2,086,000 | 3,414,000 | 5,595,000 | 7,446,000 |
| Noninterest expense | 12,036,000 | 22,434,000 | 34,141,000 | 47,362,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 5,263,000 | 12,261,000 | 19,248,000 | 26,034,000 |
| Income tax | 1,443,000 | 3,390,000 | 5,341,000 | 6,240,000 |
| Net income | 3,820,000 | 8,871,000 | 13,907,000 | 19,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,155,000 | 184,227,000 | 196,729,000 | 209,377,000 |
| Total capital | 198,079,000 | 203,364,000 | 216,908,000 | 230,998,000 |
| Risk-weighted assets | 1,510,095,000 | 1,526,631,000 | 1,610,531,000 | 1,727,031,000 |