Call reports 2015
MINNWEST BANK — 2015
What MINNWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,558,919,000 | 1,568,863,000 | 1,549,695,000 | 1,638,152,000 |
| Total loans | 1,284,489,000 | 1,327,893,000 | 1,320,463,000 | 1,389,161,000 |
| Allowance for loan losses | 19,711,000 | 20,104,000 | 20,696,000 | 21,065,000 |
| Securities available for sale | 102,118,000 | 112,582,000 | 113,541,000 | 117,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,316,835,000 | 1,331,900,000 | 1,305,866,000 | 1,364,944,000 |
| Interest-bearing deposits | 1,086,868,000 | 1,101,904,000 | 1,085,731,000 | 1,114,543,000 |
| Noninterest-bearing deposits | 229,967,000 | 229,996,000 | 220,135,000 | 250,401,000 |
| Equity capital | 158,130,000 | 158,952,000 | 161,146,000 | 161,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 15,489,000 | 32,011,000 | 48,489,000 | 65,170,000 |
| Interest expense | 1,916,000 | 3,888,000 | 5,891,000 | 7,952,000 |
| Net interest income | 13,573,000 | 28,123,000 | 42,598,000 | 57,218,000 |
| Noninterest income | 966,000 | 2,058,000 | 3,113,000 | 4,500,000 |
| Noninterest expense | 9,133,000 | 19,402,000 | 28,524,000 | 39,400,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 1,800,000 |
| Pretax income | 4,806,000 | 9,664,000 | 15,472,000 | 20,604,000 |
| Income tax | 1,808,000 | 3,625,000 | 5,826,000 | 7,910,000 |
| Net income | 2,998,000 | 6,039,000 | 9,646,000 | 12,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,915,000 | 156,171,000 | 157,992,000 | 159,255,000 |
| Total capital | 171,570,000 | 173,729,000 | 175,307,000 | 177,365,000 |
| Risk-weighted assets | 1,329,384,000 | 1,402,079,000 | 1,381,854,000 | 1,445,868,000 |