Call reports 2013
MINNWEST BANK — 2013
What MINNWEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 481,534,000 | 488,083,000 | 493,575,000 | 507,879,000 |
| Total loans | 390,903,000 | 412,973,000 | 423,149,000 | 455,946,000 |
| Allowance for loan losses | 6,421,000 | 6,570,000 | 6,827,000 | 6,917,000 |
| Securities available for sale | 17,020,000 | 15,343,000 | 15,163,000 | 14,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,924,000 | 422,711,000 | 421,958,000 | 425,318,000 |
| Interest-bearing deposits | 348,924,000 | 349,763,000 | 338,338,000 | 337,841,000 |
| Noninterest-bearing deposits | 71,000,000 | 72,948,000 | 83,620,000 | 87,477,000 |
| Equity capital | 50,323,000 | 50,705,000 | 51,373,000 | 51,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,163,000 | 10,611,000 | 16,029,000 | 21,678,000 |
| Interest expense | 584,000 | 1,109,000 | 1,662,000 | 2,198,000 |
| Net interest income | 4,579,000 | 9,502,000 | 14,367,000 | 19,480,000 |
| Noninterest income | 133,000 | 447,000 | 829,000 | 1,123,000 |
| Noninterest expense | 2,410,000 | 5,246,000 | 7,795,000 | 10,915,000 |
| Provision for loan losses | 120,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 2,182,000 | 4,503,000 | 7,201,000 | 9,488,000 |
| Income tax | 816,000 | 1,688,000 | 2,712,000 | 3,574,000 |
| Net income | 1,366,000 | 2,815,000 | 4,489,000 | 5,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,158,000 | 49,607,000 | 50,280,000 | 50,706,000 |
| Total capital | 54,170,000 | 54,942,000 | 55,779,000 | 56,637,000 |
| Risk-weighted assets | 398,830,000 | 425,566,000 | 438,580,000 | 473,487,000 |