Call reports 2012
MINNWEST BANK — 2012
What MINNWEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 506,193,000 | 485,439,000 | 496,335,000 | 497,541,000 |
| Total loans | 390,086,000 | 402,325,000 | 401,023,000 | 413,433,000 |
| Allowance for loan losses | 5,805,000 | 5,881,000 | 6,167,000 | 6,253,000 |
| Securities available for sale | 29,502,000 | 28,055,000 | 25,983,000 | 20,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,244,000 | 420,670,000 | 428,005,000 | 435,403,000 |
| Interest-bearing deposits | 366,954,000 | 369,349,000 | 361,019,000 | 358,966,000 |
| Noninterest-bearing deposits | 68,290,000 | 51,321,000 | 66,986,000 | 76,437,000 |
| Equity capital | 50,350,000 | 50,749,000 | 50,898,000 | 50,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,572,000 | 11,226,000 | 16,955,000 | 22,560,000 |
| Interest expense | 1,054,000 | 1,957,000 | 2,784,000 | 3,480,000 |
| Net interest income | 4,518,000 | 9,269,000 | 14,171,000 | 19,080,000 |
| Noninterest income | 386,000 | 796,000 | 1,156,000 | 874,000 |
| Noninterest expense | 2,496,000 | 5,004,000 | 7,538,000 | 10,756,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 2,363,000 | 4,971,000 | 7,654,000 | 9,018,000 |
| Income tax | 882,000 | 1,863,000 | 2,876,000 | 3,362,000 |
| Net income | 1,481,000 | 3,108,000 | 4,778,000 | 5,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,117,000 | 49,543,000 | 49,714,000 | 49,091,000 |
| Total capital | 54,123,000 | 54,703,000 | 54,948,000 | 54,425,000 |
| Risk-weighted assets | 399,651,000 | 412,060,000 | 417,779,000 | 425,843,000 |