Call reports 2009
MINNWEST BANK — 2009
What MINNWEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 514,238,000 | 530,393,000 | 522,396,000 | 531,058,000 |
| Total loans | 437,276,000 | 456,892,000 | 448,572,000 | 438,467,000 |
| Allowance for loan losses | 5,547,000 | 5,374,000 | 5,590,000 | 6,265,000 |
| Securities available for sale | 36,775,000 | 32,554,000 | 35,894,000 | 34,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,170,000 | 435,335,000 | 429,062,000 | 433,153,000 |
| Interest-bearing deposits | 382,866,000 | 398,420,000 | 390,960,000 | 390,987,000 |
| Noninterest-bearing deposits | 37,304,000 | 36,915,000 | 38,102,000 | 42,166,000 |
| Equity capital | 47,835,000 | 46,377,000 | 46,035,000 | 46,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,356,000 | 14,618,000 | 21,799,000 | 28,919,000 |
| Interest expense | 2,799,000 | 5,439,000 | 8,044,000 | 10,528,000 |
| Net interest income | 4,557,000 | 9,179,000 | 13,755,000 | 18,391,000 |
| Noninterest income | 347,000 | 665,000 | -304,000 | -34,000 |
| Noninterest expense | 2,583,000 | 5,283,000 | 7,841,000 | 10,061,000 |
| Provision for loan losses | 420,000 | 1,920,000 | 3,840,000 | 5,340,000 |
| Pretax income | 1,901,000 | 2,641,000 | 1,770,000 | 2,956,000 |
| Income tax | 717,000 | 966,000 | 566,000 | 989,000 |
| Net income | 1,184,000 | 1,675,000 | 1,204,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,430,000 | 44,921,000 | 44,450,000 | 45,214,000 |
| Total capital | 51,961,000 | 50,295,000 | 50,040,000 | 50,851,000 |
| Risk-weighted assets | 442,490,000 | 469,835,000 | 454,247,000 | 450,345,000 |