Call reports 2003
MINNWEST BANK — 2003
What MINNWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 259,600,000 | 260,426,000 | 277,033,000 | 282,365,000 |
| Total loans | 216,060,000 | 223,684,000 | 241,997,000 | 243,030,000 |
| Allowance for loan losses | 3,167,000 | 3,201,000 | 3,172,000 | 3,180,000 |
| Securities available for sale | 26,416,000 | 22,093,000 | 18,710,000 | 18,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,859,000 | 217,535,000 | 220,796,000 | 231,071,000 |
| Interest-bearing deposits | 185,318,000 | 188,376,000 | 188,589,000 | 196,208,000 |
| Noninterest-bearing deposits | 30,541,000 | 29,159,000 | 32,207,000 | 34,863,000 |
| Equity capital | 20,979,000 | 22,041,000 | 23,059,000 | 24,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,866,000 | 7,871,000 | 11,890,000 | 16,010,000 |
| Interest expense | 1,258,000 | 2,483,000 | 3,640,000 | 4,804,000 |
| Net interest income | 2,608,000 | 5,388,000 | 8,250,000 | 11,206,000 |
| Noninterest income | 219,000 | 592,000 | 841,000 | 1,065,000 |
| Noninterest expense | 1,293,000 | 2,700,000 | 4,024,000 | 5,684,000 |
| Provision for loan losses | 120,000 | 180,000 | 240,000 | 300,000 |
| Pretax income | 1,414,000 | 3,100,000 | 4,827,000 | 6,287,000 |
| Income tax | 525,000 | 1,145,000 | 1,806,000 | 2,318,000 |
| Net income | 889,000 | 1,955,000 | 3,021,000 | 3,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,955,000 | 21,021,000 | 22,087,000 | 23,035,000 |
| Total capital | 22,659,000 | 23,812,000 | 25,103,000 | 26,050,000 |
| Risk-weighted assets | 215,887,000 | 222,875,000 | 241,125,000 | 241,053,000 |