Call reports 2001
MINNWEST BANK — 2001
What MINNWEST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 212,235,000 | 214,282,000 | 221,139,000 | 228,013,000 |
| Total loans | 171,564,000 | 175,671,000 | 182,329,000 | 183,245,000 |
| Allowance for loan losses | 2,609,000 | 2,416,000 | 2,534,000 | 2,695,000 |
| Securities available for sale | 28,979,000 | 26,125,000 | 27,927,000 | 28,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,510,000 | 182,906,000 | 189,750,000 | 193,816,000 |
| Interest-bearing deposits | 162,292,000 | 159,525,000 | 165,896,000 | 165,410,000 |
| Noninterest-bearing deposits | 23,218,000 | 23,381,000 | 23,854,000 | 28,406,000 |
| Equity capital | 17,537,000 | 18,247,000 | 19,181,000 | 19,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,309,000 | 8,544,000 | 12,752,000 | 16,854,000 |
| Interest expense | 2,173,000 | 4,183,000 | 6,127,000 | 7,924,000 |
| Net interest income | 2,136,000 | 4,361,000 | 6,625,000 | 8,930,000 |
| Noninterest income | 222,000 | 442,000 | 703,000 | 978,000 |
| Noninterest expense | 1,095,000 | 2,327,000 | 3,395,000 | 4,637,000 |
| Provision for loan losses | 90,000 | 180,000 | 285,000 | 390,000 |
| Pretax income | 1,184,000 | 2,325,000 | 3,714,000 | 4,951,000 |
| Income tax | 446,000 | 874,000 | 1,398,000 | 1,872,000 |
| Net income | 738,000 | 1,451,000 | 2,316,000 | 3,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,408,000 | 17,149,000 | 18,044,000 | 18,836,000 |
| Total capital | 18,555,000 | 19,335,000 | 20,323,000 | 21,152,000 |
| Risk-weighted assets | 171,279,000 | 174,635,000 | 182,086,000 | 184,895,000 |