Call reports 2002
WYOMING BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What WYOMING BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,714,000 | 35,415,000 | 33,282,000 | 33,776,000 |
| Total loans | 30,999,000 | 31,174,000 | 30,466,000 | 28,289,000 |
| Allowance for loan losses | 554,000 | 537,000 | 566,000 | 552,000 |
| Securities available for sale | 2,655,000 | 1,747,000 | 1,488,000 | 4,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,575,000 | 31,804,000 | 29,272,000 | 29,875,000 |
| Interest-bearing deposits | 29,769,000 | 28,035,000 | 26,020,000 | 27,147,000 |
| Noninterest-bearing deposits | 2,806,000 | 3,769,000 | 3,252,000 | 2,728,000 |
| Equity capital | 2,856,000 | 3,292,000 | 3,439,000 | 3,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,364,000 | 2,019,000 | 2,642,000 |
| Interest expense | 287,000 | 544,000 | 724,000 | 882,000 |
| Net interest income | 398,000 | 820,000 | 1,295,000 | 1,760,000 |
| Noninterest income | 41,000 | 93,000 | 171,000 | 240,000 |
| Noninterest expense | 291,000 | 566,000 | 858,000 | 1,131,000 |
| Provision for loan losses | 9,000 | -9,000 | 26,000 | 78,000 |
| Pretax income | 139,000 | 356,000 | 582,000 | 791,000 |
| Income tax | 249,000 | 249,000 | 249,000 | 314,000 |
| Net income | -110,000 | 107,000 | 333,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,808,000 | 3,249,000 | 3,401,000 | 3,545,000 |
| Total capital | 3,212,000 | 3,647,000 | 3,785,000 | 3,910,000 |
| Risk-weighted assets | 31,761,000 | 31,476,000 | 30,288,000 | 28,789,000 |