Call reports 2001
WYOMING BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2001
What WYOMING BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,769,000 | 35,888,000 | 35,842,000 | 37,676,000 |
| Total loans | 29,361,000 | 30,291,000 | 30,739,000 | 30,878,000 |
| Allowance for loan losses | 589,000 | 612,000 | 585,000 | 560,000 |
| Securities available for sale | 5,007,000 | 3,592,000 | 3,453,000 | 2,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,502,000 | 30,938,000 | 31,896,000 | 34,372,000 |
| Interest-bearing deposits | 30,923,000 | 27,469,000 | 28,785,000 | 31,165,000 |
| Noninterest-bearing deposits | 2,579,000 | 3,469,000 | 3,111,000 | 3,207,000 |
| Equity capital | 2,973,000 | 3,085,000 | 3,218,000 | 2,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,554,000 | 2,279,000 | 3,003,000 |
| Interest expense | 412,000 | 787,000 | 1,107,000 | 1,433,000 |
| Net interest income | 374,000 | 767,000 | 1,172,000 | 1,570,000 |
| Noninterest income | 50,000 | 88,000 | 132,000 | 174,000 |
| Noninterest expense | 277,000 | 551,000 | 829,000 | 1,124,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 142,000 | 301,000 | 479,000 | 624,000 |
| Income tax | 48,000 | 101,000 | 160,000 | 208,000 |
| Net income | 94,000 | 200,000 | 319,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,942,000 | 3,047,000 | 3,166,000 | 2,918,000 |
| Total capital | 3,330,000 | 3,434,000 | 3,573,000 | 3,330,000 |
| Risk-weighted assets | 30,801,000 | 30,708,000 | 32,058,000 | 32,366,000 |
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