Call reports 2025
HEARTHSIDE BANK CORPORATION — 2025
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 567,634,000 | 562,798,000 | 584,555,000 | 570,574,000 |
| Total loans | 435,947,000 | 429,605,000 | 436,969,000 | 437,693,000 |
| Allowance for loan losses | 4,998,000 | 5,129,000 | 5,233,000 | 5,320,000 |
| Securities available for sale | 84,136,000 | 84,712,000 | 88,091,000 | 90,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 433,000 | 443,000 | 480,000 | 507,000 |
| Total deposits | 498,748,000 | 499,244,000 | 516,899,000 | 512,887,000 |
| Interest-bearing deposits | 404,356,000 | 412,759,000 | 432,592,000 | 432,086,000 |
| Noninterest-bearing deposits | 94,392,000 | 86,485,000 | 84,307,000 | 80,801,000 |
| Equity capital | 47,790,000 | 48,853,000 | 50,667,000 | 52,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,354,000 | 14,806,000 | 22,581,000 | 30,553,000 |
| Interest expense | 2,870,000 | 5,565,000 | 8,382,000 | 11,318,000 |
| Net interest income | 4,484,000 | 9,241,000 | 14,199,000 | 19,235,000 |
| Noninterest income | 960,000 | 2,297,000 | 3,331,000 | 4,330,000 |
| Noninterest expense | 4,266,000 | 8,806,000 | 12,897,000 | 17,137,000 |
| Provision for loan losses | 161,000 | 306,000 | 422,000 | 537,000 |
| Pretax income | 1,026,000 | 2,435,000 | 4,246,000 | 5,943,000 |
| Income tax | 227,000 | 486,000 | 1,028,000 | 1,312,000 |
| Net income | 799,000 | 1,949,000 | 3,218,000 | 4,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,124,000 | 57,105,000 | 57,480,000 | 58,893,000 |
| Total capital | 61,345,000 | 62,197,000 | 62,654,000 | 64,067,000 |
| Risk-weighted assets | 417,686,000 | 407,352,000 | 413,680,000 | 413,392,000 |