Call reports 2022
HEARTHSIDE BANK CORPORATION — 2022
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 475,149,000 | 464,204,000 | 480,593,000 | 496,449,000 |
| Total loans | 311,883,000 | 319,680,000 | 339,183,000 | 354,321,000 |
| Allowance for loan losses | 4,318,000 | 4,425,000 | 4,526,000 | 4,632,000 |
| Securities available for sale | 108,495,000 | 108,961,000 | 101,588,000 | 101,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 259,000 | 251,000 | 251,000 | 259,000 |
| Total deposits | 404,668,000 | 405,148,000 | 414,670,000 | 417,738,000 |
| Interest-bearing deposits | 309,113,000 | 309,063,000 | 313,446,000 | 325,683,000 |
| Noninterest-bearing deposits | 95,555,000 | 96,085,000 | 101,224,000 | 92,055,000 |
| Equity capital | 46,137,000 | 43,741,000 | 40,604,000 | 43,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,088,000 | 8,401,000 | 13,303,000 | 18,466,000 |
| Interest expense | 182,000 | 357,000 | 603,000 | 1,343,000 |
| Net interest income | 3,906,000 | 8,044,000 | 12,700,000 | 17,123,000 |
| Noninterest income | 810,000 | 1,722,000 | 2,621,000 | 3,499,000 |
| Noninterest expense | 3,337,000 | 6,708,000 | 10,283,000 | 13,992,000 |
| Provision for loan losses | 116,000 | 228,000 | 343,000 | 459,000 |
| Pretax income | 1,242,000 | 2,792,000 | 4,648,000 | 6,121,000 |
| Income tax | 234,000 | 555,000 | 946,000 | 1,212,000 |
| Net income | 1,008,000 | 2,237,000 | 3,702,000 | 4,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,470,000 | 51,631,000 | 52,611,000 | 53,477,000 |
| Total capital | 54,331,000 | 55,603,000 | 56,906,000 | 57,959,000 |
| Risk-weighted assets | 308,492,000 | 317,353,000 | 343,395,000 | 358,323,000 |