Call reports 2021
HEARTHSIDE BANK CORPORATION — 2021
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 446,548,000 | 450,698,000 | 464,640,000 | 463,379,000 |
| Total loans | 302,672,000 | 303,375,000 | 303,654,000 | 308,231,000 |
| Allowance for loan losses | 3,950,000 | 4,058,000 | 4,107,000 | 4,210,000 |
| Securities available for sale | 81,200,000 | 80,652,000 | 95,948,000 | 99,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 222,000 | 243,000 | 260,000 | 271,000 |
| Total deposits | 371,800,000 | 374,699,000 | 388,154,000 | 388,961,000 |
| Interest-bearing deposits | 291,226,000 | 293,788,000 | 296,351,000 | 300,096,000 |
| Noninterest-bearing deposits | 80,574,000 | 80,911,000 | 91,803,000 | 88,865,000 |
| Equity capital | 47,773,000 | 49,470,000 | 49,608,000 | 50,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,995,000 | 8,262,000 | 12,689,000 | 16,781,000 |
| Interest expense | 387,000 | 695,000 | 958,000 | 1,191,000 |
| Net interest income | 3,608,000 | 7,567,000 | 11,731,000 | 15,590,000 |
| Noninterest income | 897,000 | 1,791,000 | 2,665,000 | 3,566,000 |
| Noninterest expense | 3,380,000 | 6,874,000 | 10,503,000 | 14,154,000 |
| Provision for loan losses | 113,000 | 223,000 | 309,000 | 419,000 |
| Pretax income | 1,014,000 | 2,273,000 | 3,606,000 | 4,606,000 |
| Income tax | 211,000 | 464,000 | 736,000 | 927,000 |
| Net income | 803,000 | 1,809,000 | 2,870,000 | 3,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,645,000 | 48,651,000 | 49,137,000 | 49,946,000 |
| Total capital | 51,102,000 | 52,193,000 | 52,758,000 | 53,702,000 |
| Risk-weighted assets | 276,104,000 | 282,711,000 | 289,269,000 | 299,878,000 |