Call reports 2020
HEARTHSIDE BANK CORPORATION — 2020
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 396,174,000 | 428,192,000 | 426,698,000 | 430,433,000 |
| Total loans | 292,605,000 | 306,078,000 | 305,640,000 | 305,714,000 |
| Allowance for loan losses | 3,643,000 | 3,714,000 | 3,792,000 | 3,850,000 |
| Securities available for sale | 70,401,000 | 70,500,000 | 81,669,000 | 78,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 149,000 | 160,000 | 186,000 | 212,000 |
| Total deposits | 316,924,000 | 345,094,000 | 342,563,000 | 349,779,000 |
| Interest-bearing deposits | 269,043,000 | 279,888,000 | 279,540,000 | 283,364,000 |
| Noninterest-bearing deposits | 47,881,000 | 65,206,000 | 63,023,000 | 66,415,000 |
| Equity capital | 46,255,000 | 46,857,000 | 47,628,000 | 48,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,164,000 | 8,226,000 | 12,461,000 | 16,805,000 |
| Interest expense | 882,000 | 1,687,000 | 2,375,000 | 2,892,000 |
| Net interest income | 3,282,000 | 6,539,000 | 10,086,000 | 13,913,000 |
| Noninterest income | 792,000 | 1,564,000 | 2,493,000 | 3,368,000 |
| Noninterest expense | 3,102,000 | 6,108,000 | 9,368,000 | 12,941,000 |
| Provision for loan losses | 34,000 | 109,000 | 189,000 | 268,000 |
| Pretax income | 931,000 | 1,883,000 | 3,182,000 | 4,249,000 |
| Income tax | 169,000 | 311,000 | 562,000 | 792,000 |
| Net income | 762,000 | 1,572,000 | 2,620,000 | 3,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,304,000 | 46,114,000 | 46,629,000 | 47,467,000 |
| Total capital | 48,627,000 | 49,429,000 | 50,025,000 | 50,966,000 |
| Risk-weighted assets | 265,550,000 | 264,664,000 | 271,323,000 | 279,534,000 |