Call reports 2019
HEARTHSIDE BANK CORPORATION — 2019
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 382,184,000 | 381,494,000 | 391,092,000 | 389,907,000 |
| Total loans | 283,577,000 | 285,998,000 | 289,575,000 | 290,614,000 |
| Allowance for loan losses | 3,353,000 | 3,468,000 | 3,570,000 | 3,579,000 |
| Securities available for sale | 65,706,000 | 65,136,000 | 65,112,000 | 68,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 108,000 | 124,000 | 130,000 | 148,000 |
| Total deposits | 303,279,000 | 308,577,000 | 313,618,000 | 314,029,000 |
| Interest-bearing deposits | 256,030,000 | 262,121,000 | 265,183,000 | 266,297,000 |
| Noninterest-bearing deposits | 47,249,000 | 46,456,000 | 48,435,000 | 47,732,000 |
| Equity capital | 42,835,000 | 44,208,000 | 44,961,000 | 45,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,066,000 | 8,194,000 | 12,436,000 | 16,654,000 |
| Interest expense | 861,000 | 1,744,000 | 2,678,000 | 3,603,000 |
| Net interest income | 3,205,000 | 6,450,000 | 9,758,000 | 13,051,000 |
| Noninterest income | 742,000 | 1,585,000 | 2,433,000 | 3,256,000 |
| Noninterest expense | 3,140,000 | 6,334,000 | 9,314,000 | 12,381,000 |
| Provision for loan losses | 109,000 | 228,000 | 361,000 | 390,000 |
| Pretax income | 701,000 | 1,483,000 | 2,528,000 | 3,556,000 |
| Income tax | 116,000 | 250,000 | 449,000 | 612,000 |
| Net income | 585,000 | 1,233,000 | 2,079,000 | 2,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,258,000 | 43,906,000 | 44,277,000 | 45,141,000 |
| Total capital | 46,464,000 | 47,118,000 | 47,486,000 | 48,408,000 |
| Risk-weighted assets | 256,361,000 | 256,589,000 | 256,392,000 | 261,039,000 |