Call reports 2018
HEARTHSIDE BANK CORPORATION — 2018
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 370,866,000 | 367,203,000 | 373,802,000 | 381,367,000 |
| Total loans | 267,959,000 | 273,803,000 | 280,083,000 | 287,330,000 |
| Allowance for loan losses | 2,966,000 | 2,985,000 | 3,145,000 | 3,253,000 |
| Securities available for sale | 63,292,000 | 61,977,000 | 60,148,000 | 63,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 73,000 | 82,000 | 92,000 | 95,000 |
| Total deposits | 287,227,000 | 290,834,000 | 292,116,000 | 292,195,000 |
| Interest-bearing deposits | 242,628,000 | 245,044,000 | 246,220,000 | 247,537,000 |
| Noninterest-bearing deposits | 44,599,000 | 45,790,000 | 45,896,000 | 44,658,000 |
| Equity capital | 39,423,000 | 40,343,000 | 40,214,000 | 41,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,815,000 | 7,756,000 | 12,158,000 | 16,207,000 |
| Interest expense | 487,000 | 1,055,000 | 1,730,000 | 2,545,000 |
| Net interest income | 3,328,000 | 6,701,000 | 10,428,000 | 13,662,000 |
| Noninterest income | 770,000 | 1,555,000 | 2,323,000 | 3,119,000 |
| Noninterest expense | 3,051,000 | 6,080,000 | 9,042,000 | 11,935,000 |
| Provision for loan losses | 89,000 | 140,000 | 323,000 | 442,000 |
| Pretax income | 958,000 | 2,037,000 | 3,389,000 | 4,402,000 |
| Income tax | 204,000 | 402,000 | 684,000 | 811,000 |
| Net income | 754,000 | 1,635,000 | 2,705,000 | 3,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,623,000 | 42,198,000 | 42,418,000 | 43,273,000 |
| Total capital | 44,617,000 | 45,183,000 | 45,563,000 | 46,512,000 |
| Risk-weighted assets | 245,396,000 | 248,476,000 | 253,508,000 | 259,112,000 |