Call reports 2017
HEARTHSIDE BANK CORPORATION — 2017
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 350,090,000 | 350,550,000 | 359,289,000 | 364,385,000 |
| Total loans | 249,552,000 | 252,486,000 | 263,060,000 | 265,823,000 |
| Allowance for loan losses | 2,880,000 | 2,924,000 | 2,921,000 | 2,985,000 |
| Securities available for sale | 64,197,000 | 62,892,000 | 61,874,000 | 64,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 38,000 | 46,000 | 55,000 | 64,000 |
| Total deposits | 284,344,000 | 281,715,000 | 284,531,000 | 284,342,000 |
| Interest-bearing deposits | 238,764,000 | 235,550,000 | 237,523,000 | 238,883,000 |
| Noninterest-bearing deposits | 45,580,000 | 46,165,000 | 47,008,000 | 45,459,000 |
| Equity capital | 38,225,000 | 39,428,000 | 39,626,000 | 40,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,567,000 | 7,157,000 | 10,842,000 | 14,608,000 |
| Interest expense | 375,000 | 756,000 | 1,153,000 | 1,608,000 |
| Net interest income | 3,192,000 | 6,401,000 | 9,689,000 | 13,000,000 |
| Noninterest income | 680,000 | 1,371,000 | 2,098,000 | 3,711,000 |
| Noninterest expense | 3,098,000 | 6,031,000 | 8,950,000 | 11,867,000 |
| Provision for loan losses | 64,000 | 153,000 | 188,000 | 263,000 |
| Pretax income | 710,000 | 1,589,000 | 2,918,000 | 4,853,000 |
| Income tax | 160,000 | 391,000 | 819,000 | 1,575,000 |
| Net income | 550,000 | 1,198,000 | 2,099,000 | 3,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,242,000 | 39,890,000 | 40,341,000 | 41,519,000 |
| Total capital | 42,150,000 | 42,808,000 | 43,290,000 | 44,532,000 |
| Risk-weighted assets | 233,146,000 | 233,377,000 | 241,536,000 | 242,330,000 |