Call reports 2016
HEARTHSIDE BANK CORPORATION — 2016
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 341,263,000 | 344,145,000 | 343,420,000 | 350,143,000 |
| Total loans | 240,090,000 | 242,717,000 | 246,308,000 | 249,035,000 |
| Allowance for loan losses | 2,959,000 | 2,970,000 | 2,971,000 | 2,949,000 |
| Securities available for sale | 66,378,000 | 66,697,000 | 61,709,000 | 65,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 30,000 |
| Total deposits | 272,788,000 | 273,898,000 | 277,295,000 | 277,538,000 |
| Interest-bearing deposits | 235,061,000 | 236,281,000 | 238,251,000 | 236,909,000 |
| Noninterest-bearing deposits | 37,727,000 | 37,617,000 | 39,044,000 | 40,629,000 |
| Equity capital | 36,922,000 | 38,370,000 | 38,429,000 | 37,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,517,000 | 7,035,000 | 10,592,000 | 14,101,000 |
| Interest expense | 374,000 | 738,000 | 1,110,000 | 1,486,000 |
| Net interest income | 3,143,000 | 6,297,000 | 9,482,000 | 12,615,000 |
| Noninterest income | 689,000 | 1,366,000 | 2,086,000 | 2,741,000 |
| Noninterest expense | 2,848,000 | 5,890,000 | 8,834,000 | 11,926,000 |
| Provision for loan losses | 44,000 | 58,000 | 72,000 | 62,000 |
| Pretax income | 940,000 | 1,715,000 | 2,717,000 | 3,424,000 |
| Income tax | 276,000 | 406,000 | 673,000 | 681,000 |
| Net income | 664,000 | 1,309,000 | 2,044,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,512,000 | 38,158,000 | 38,442,000 | 39,142,000 |
| Total capital | 40,333,000 | 40,990,000 | 41,291,000 | 42,038,000 |
| Risk-weighted assets | 225,516,000 | 226,392,000 | 227,743,000 | 231,721,000 |