Call reports 2015
HEARTHSIDE BANK CORPORATION — 2015
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 338,059,000 | 340,176,000 | 335,903,000 | 345,122,000 |
| Total loans | 238,441,000 | 240,416,000 | 241,111,000 | 243,153,000 |
| Allowance for loan losses | 3,119,000 | 3,026,000 | 2,949,000 | 2,909,000 |
| Securities available for sale | 66,998,000 | 65,407,000 | 62,405,000 | 66,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,783,000 | 260,758,000 | 259,018,000 | 265,069,000 |
| Interest-bearing deposits | 224,505,000 | 223,325,000 | 221,539,000 | 227,206,000 |
| Noninterest-bearing deposits | 38,278,000 | 37,433,000 | 37,479,000 | 37,863,000 |
| Equity capital | 36,157,000 | 35,431,000 | 36,060,000 | 36,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,424,000 | 6,987,000 | 10,551,000 | 14,060,000 |
| Interest expense | 407,000 | 774,000 | 1,145,000 | 1,515,000 |
| Net interest income | 3,017,000 | 6,213,000 | 9,406,000 | 12,545,000 |
| Noninterest income | 665,000 | 1,434,000 | 2,119,000 | 2,850,000 |
| Noninterest expense | 2,972,000 | 7,567,000 | 10,504,000 | 13,528,000 |
| Provision for loan losses | 39,000 | -347,000 | -1,133,000 | -1,144,000 |
| Pretax income | 697,000 | 453,000 | 2,180,000 | 3,051,000 |
| Income tax | 191,000 | 80,000 | 651,000 | 829,000 |
| Net income | 506,000 | 373,000 | 1,529,000 | 2,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,154,000 | 35,906,000 | 36,612,000 | 37,299,000 |
| Total capital | 38,855,000 | 38,629,000 | 39,423,000 | 40,145,000 |
| Risk-weighted assets | 215,672,000 | 217,510,000 | 224,685,000 | 227,573,000 |