Call reports 2014
HEARTHSIDE BANK CORPORATION — 2014
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 339,336,000 | 338,708,000 | 337,411,000 | 334,863,000 |
| Total loans | 238,226,000 | 238,551,000 | 239,467,000 | 237,852,000 |
| Allowance for loan losses | 3,702,000 | 3,756,000 | 3,657,000 | 3,059,000 |
| Securities available for sale | 69,723,000 | 69,153,000 | 68,055,000 | 64,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,745,000 | 264,073,000 | 260,395,000 | 258,453,000 |
| Interest-bearing deposits | 229,339,000 | 227,529,000 | 224,906,000 | 222,931,000 |
| Noninterest-bearing deposits | 36,406,000 | 36,544,000 | 35,489,000 | 35,522,000 |
| Equity capital | 34,013,000 | 34,939,000 | 35,166,000 | 35,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,610,000 | 7,195,000 | 10,803,000 | 14,357,000 |
| Interest expense | 541,000 | 1,070,000 | 1,570,000 | 2,022,000 |
| Net interest income | 3,069,000 | 6,125,000 | 9,233,000 | 12,335,000 |
| Noninterest income | 615,000 | 1,270,000 | 2,015,000 | 2,733,000 |
| Noninterest expense | 2,805,000 | 5,756,000 | 8,762,000 | 11,798,000 |
| Provision for loan losses | 139,000 | 278,000 | 292,000 | 353,000 |
| Pretax income | 740,000 | 1,361,000 | 2,194,000 | 2,917,000 |
| Income tax | 190,000 | 324,000 | 569,000 | 717,000 |
| Net income | 550,000 | 1,037,000 | 1,625,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,897,000 | 35,384,000 | 35,521,000 | 36,097,000 |
| Total capital | 37,559,000 | 38,078,000 | 38,178,000 | 38,724,000 |
| Risk-weighted assets | 211,887,000 | 214,398,000 | 211,553,000 | 209,680,000 |