Call reports 2013
HEARTHSIDE BANK CORPORATION — 2013
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 344,005,000 | 343,042,000 | 331,781,000 | 334,742,000 |
| Total loans | 241,012,000 | 238,756,000 | 236,738,000 | 236,116,000 |
| Allowance for loan losses | 3,614,000 | 3,569,000 | 3,808,000 | 3,731,000 |
| Securities available for sale | 69,097,000 | 70,238,000 | 65,375,000 | 67,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,738,000 | 268,691,000 | 262,844,000 | 263,864,000 |
| Interest-bearing deposits | 238,243,000 | 236,720,000 | 228,955,000 | 229,493,000 |
| Noninterest-bearing deposits | 32,495,000 | 31,971,000 | 33,889,000 | 34,371,000 |
| Equity capital | 34,134,000 | 33,158,000 | 33,372,000 | 33,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,855,000 | 7,664,000 | 11,484,000 | 15,134,000 |
| Interest expense | 690,000 | 1,344,000 | 1,954,000 | 2,519,000 |
| Net interest income | 3,165,000 | 6,320,000 | 9,530,000 | 12,615,000 |
| Noninterest income | 542,000 | 1,127,000 | 1,765,000 | 2,403,000 |
| Noninterest expense | 2,963,000 | 5,785,000 | 8,699,000 | 11,743,000 |
| Provision for loan losses | 194,000 | 478,000 | 762,000 | 755,000 |
| Pretax income | 550,000 | 1,184,000 | 1,834,000 | 2,520,000 |
| Income tax | 105,000 | 248,000 | 404,000 | 566,000 |
| Net income | 445,000 | 936,000 | 1,430,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,746,000 | 34,236,000 | 34,279,000 | 34,720,000 |
| Total capital | 36,462,000 | 36,957,000 | 36,609,000 | 37,356,000 |
| Risk-weighted assets | 216,422,000 | 216,443,000 | 210,663,000 | 209,741,000 |