Call reports 2012
HEARTHSIDE BANK CORPORATION — 2012
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 350,061,000 | 350,842,000 | 347,100,000 | 343,619,000 |
| Total loans | 242,352,000 | 243,707,000 | 244,095,000 | 242,150,000 |
| Allowance for loan losses | 2,878,000 | 3,029,000 | 3,210,000 | 3,377,000 |
| Securities available for sale | 75,150,000 | 70,926,000 | 71,334,000 | 69,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,751,000 | 271,628,000 | 271,027,000 | 269,652,000 |
| Interest-bearing deposits | 241,414,000 | 240,529,000 | 240,693,000 | 241,109,000 |
| Noninterest-bearing deposits | 28,337,000 | 31,099,000 | 30,334,000 | 28,543,000 |
| Equity capital | 33,184,000 | 33,785,000 | 33,963,000 | 34,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,213,000 | 8,339,000 | 12,401,000 | 16,399,000 |
| Interest expense | 945,000 | 1,848,000 | 2,666,000 | 3,427,000 |
| Net interest income | 3,268,000 | 6,491,000 | 9,735,000 | 12,972,000 |
| Noninterest income | 615,000 | 1,198,000 | 1,780,000 | 2,400,000 |
| Noninterest expense | 2,908,000 | 5,771,000 | 8,678,000 | 11,388,000 |
| Provision for loan losses | 314,000 | 628,000 | 942,000 | 1,256,000 |
| Pretax income | 661,000 | 1,306,000 | 1,912,000 | 2,745,000 |
| Income tax | 163,000 | 318,000 | 453,000 | 697,000 |
| Net income | 498,000 | 988,000 | 1,459,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,658,000 | 33,149,000 | 33,181,000 | 33,668,000 |
| Total capital | 35,433,000 | 35,908,000 | 35,911,000 | 36,402,000 |
| Risk-weighted assets | 222,110,000 | 220,426,000 | 217,999,000 | 217,666,000 |