Call reports 2011
HEARTHSIDE BANK CORPORATION — 2011
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 348,360,000 | 347,389,000 | 347,254,000 | 347,660,000 |
| Total loans | 244,652,000 | 244,467,000 | 245,404,000 | 247,257,000 |
| Allowance for loan losses | 2,939,000 | 3,003,000 | 2,353,000 | 2,857,000 |
| Securities available for sale | 73,289,000 | 67,627,000 | 68,479,000 | 67,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,881,000 | 266,854,000 | 264,059,000 | 267,129,000 |
| Interest-bearing deposits | 243,201,000 | 242,084,000 | 235,843,000 | 239,681,000 |
| Noninterest-bearing deposits | 24,680,000 | 24,770,000 | 28,216,000 | 27,448,000 |
| Equity capital | 32,297,000 | 33,205,000 | 33,427,000 | 33,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,406,000 | 8,737,000 | 13,130,000 | 17,341,000 |
| Interest expense | 1,337,000 | 2,624,000 | 3,804,000 | 4,815,000 |
| Net interest income | 3,069,000 | 6,113,000 | 9,326,000 | 12,526,000 |
| Noninterest income | 572,000 | 1,120,000 | 1,680,000 | 2,272,000 |
| Noninterest expense | 2,739,000 | 5,448,000 | 8,102,000 | 10,841,000 |
| Provision for loan losses | 239,000 | 478,000 | 1,242,000 | 2,156,000 |
| Pretax income | 663,000 | 1,307,000 | 1,662,000 | 1,801,000 |
| Income tax | 155,000 | 303,000 | 349,000 | 364,000 |
| Net income | 508,000 | 1,004,000 | 1,313,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,897,000 | 32,391,000 | 32,494,000 | 32,581,000 |
| Total capital | 34,864,000 | 35,422,000 | 34,876,000 | 35,388,000 |
| Risk-weighted assets | 224,413,000 | 224,087,000 | 222,554,000 | 224,450,000 |