Call reports 2010
HEARTHSIDE BANK CORPORATION — 2010
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 337,296,000 | 345,973,000 | 347,067,000 | 347,709,000 |
| Total loans | 244,549,000 | 245,842,000 | 246,121,000 | 247,814,000 |
| Allowance for loan losses | 2,094,000 | 2,060,000 | 2,229,000 | 3,015,000 |
| Securities available for sale | 61,985,000 | 56,988,000 | 63,949,000 | 62,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,920,000 | 265,224,000 | 265,581,000 | 268,187,000 |
| Interest-bearing deposits | 239,351,000 | 243,836,000 | 241,286,000 | 246,210,000 |
| Noninterest-bearing deposits | 20,569,000 | 21,388,000 | 24,295,000 | 21,977,000 |
| Equity capital | 31,483,000 | 32,314,000 | 32,474,000 | 32,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,638,000 | 9,279,000 | 13,929,000 | 18,408,000 |
| Interest expense | 1,480,000 | 2,965,000 | 4,429,000 | 5,844,000 |
| Net interest income | 3,158,000 | 6,314,000 | 9,500,000 | 12,564,000 |
| Noninterest income | 528,000 | 1,034,000 | 1,613,000 | 2,172,000 |
| Noninterest expense | 2,497,000 | 5,112,000 | 7,797,000 | 10,367,000 |
| Provision for loan losses | 170,000 | 346,000 | 605,000 | 1,631,000 |
| Pretax income | 1,019,000 | 1,890,000 | 2,711,000 | 2,738,000 |
| Income tax | 305,000 | 554,000 | 815,000 | 783,000 |
| Net income | 714,000 | 1,336,000 | 1,896,000 | 1,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,753,000 | 31,355,000 | 31,746,000 | 31,801,000 |
| Total capital | 32,847,000 | 33,442,000 | 34,004,000 | 34,844,000 |
| Risk-weighted assets | 228,195,000 | 228,565,000 | 225,110,000 | 229,684,000 |