Call reports 2009
HEARTHSIDE BANK CORPORATION — 2009
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 339,606,000 | 336,876,000 | 339,197,000 | 342,212,000 |
| Total loans | 238,612,000 | 240,703,000 | 241,673,000 | 245,673,000 |
| Allowance for loan losses | 2,453,000 | 2,329,000 | 2,261,000 | 2,332,000 |
| Securities available for sale | 79,663,000 | 73,541,000 | 69,842,000 | 66,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,593,000 | 262,480,000 | 258,257,000 | 257,694,000 |
| Interest-bearing deposits | 238,737,000 | 239,035,000 | 238,779,000 | 235,920,000 |
| Noninterest-bearing deposits | 21,856,000 | 23,445,000 | 19,478,000 | 21,774,000 |
| Equity capital | 28,561,000 | 28,849,000 | 29,974,000 | 30,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,997,000 | 9,951,000 | 14,765,000 | 19,543,000 |
| Interest expense | 1,827,000 | 3,587,000 | 5,280,000 | 6,824,000 |
| Net interest income | 3,170,000 | 6,364,000 | 9,485,000 | 12,719,000 |
| Noninterest income | 584,000 | 1,144,000 | 1,794,000 | 2,428,000 |
| Noninterest expense | 2,454,000 | 5,234,000 | 7,734,000 | 10,055,000 |
| Provision for loan losses | 91,000 | 189,000 | 286,000 | 760,000 |
| Pretax income | 1,209,000 | 2,085,000 | 3,259,000 | 4,332,000 |
| Income tax | 343,000 | 625,000 | 977,000 | 1,203,000 |
| Net income | 866,000 | 1,460,000 | 2,282,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,327,000 | 28,922,000 | 29,313,000 | 30,086,000 |
| Total capital | 30,780,000 | 31,251,000 | 31,574,000 | 32,418,000 |
| Risk-weighted assets | 220,196,000 | 221,637,000 | 225,324,000 | 232,271,000 |