Call reports 2001
HEARTHSIDE BANK CORPORATION — 2001
What HEARTHSIDE BANK CORPORATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q4 |
|---|---|
| Total assets | 224,652,000 |
| Total loans | 141,644,000 |
| Allowance for loan losses | 780,000 |
| Securities available for sale | 62,256,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 190,013,000 |
| Interest-bearing deposits | 186,034,000 |
| Noninterest-bearing deposits | 3,979,000 |
| Equity capital | 19,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q4 |
|---|---|
| Interest income | 15,641,000 |
| Interest expense | 9,229,000 |
| Net interest income | 6,412,000 |
| Noninterest income | 884,000 |
| Noninterest expense | 5,199,000 |
| Provision for loan losses | 145,000 |
| Pretax income | 1,958,000 |
| Income tax | 607,000 |
| Net income | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q4 |
|---|---|
| Tier 1 capital | 19,085,000 |
| Total capital | 19,865,000 |
| Risk-weighted assets | 120,787,000 |