Call reports 2021
BANK OF FINCASTLE, THE — 2021
What BANK OF FINCASTLE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 272,052,000 | 267,189,000 |
| Total loans | 201,197,000 | 195,393,000 |
| Allowance for loan losses | 2,982,000 | 3,057,000 |
| Securities available for sale | 12,312,000 | 11,998,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 239,694,000 | 236,275,000 |
| Interest-bearing deposits | 142,378,000 | 142,112,000 |
| Noninterest-bearing deposits | 97,316,000 | 94,163,000 |
| Equity capital | 30,608,000 | 29,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 2,310,000 | 4,564,000 |
| Interest expense | 194,000 | 364,000 |
| Net interest income | 2,116,000 | 4,200,000 |
| Noninterest income | 291,000 | 683,000 |
| Noninterest expense | 1,991,000 | 6,090,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 416,000 | -1,207,000 |
| Income tax | 70,000 | -204,000 |
| Net income | 346,000 | -1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 28,467,000 | 27,112,000 |
| Total capital | 30,598,000 | 29,161,000 |
| Risk-weighted assets | 169,069,000 | 162,428,000 |