Call reports 2019
BANK OF FINCASTLE, THE — 2019
What BANK OF FINCASTLE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 214,506,000 | 219,129,000 | 222,202,000 | 221,295,000 |
| Total loans | 152,995,000 | 157,476,000 | 161,215,000 | 170,552,000 |
| Allowance for loan losses | 2,531,000 | 2,541,000 | 2,545,000 | 2,349,000 |
| Securities available for sale | 28,807,000 | 24,984,000 | 20,927,000 | 22,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,016,000 | 190,209,000 | 193,137,000 | 190,784,000 |
| Interest-bearing deposits | 122,058,000 | 127,702,000 | 128,911,000 | 127,320,000 |
| Noninterest-bearing deposits | 63,958,000 | 62,507,000 | 64,226,000 | 63,464,000 |
| Equity capital | 25,676,000 | 26,095,000 | 26,423,000 | 28,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,293,000 | 6,573,000 | 8,787,000 |
| Interest expense | 265,000 | 578,000 | 911,000 | 1,240,000 |
| Net interest income | 1,823,000 | 3,715,000 | 5,662,000 | 7,547,000 |
| Noninterest income | 215,000 | 457,000 | 690,000 | 578,000 |
| Noninterest expense | 1,785,000 | 3,678,000 | 5,477,000 | 7,478,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 253,000 | 494,000 | 875,000 | 847,000 |
| Income tax | 35,000 | 68,000 | 148,000 | -1,282,000 |
| Net income | 218,000 | 426,000 | 727,000 | 2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,547,000 | 24,793,000 | 25,089,000 | 25,575,000 |
| Total capital | 26,594,000 | 26,876,000 | 27,222,000 | 27,734,000 |
| Risk-weighted assets | 162,007,000 | 164,879,000 | 169,261,000 | 171,632,000 |