Call reports 2018
BANK OF FINCASTLE, THE — 2018
What BANK OF FINCASTLE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 204,850,000 | 203,906,000 | 202,702,000 | 207,117,000 |
| Total loans | 144,438,000 | 144,454,000 | 146,591,000 | 152,071,000 |
| Allowance for loan losses | 3,069,000 | 3,083,000 | 3,038,000 | 2,677,000 |
| Securities available for sale | 32,489,000 | 32,253,000 | 32,195,000 | 32,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,069,000 | 176,139,000 | 174,649,000 | 179,112,000 |
| Interest-bearing deposits | 114,939,000 | 113,220,000 | 113,792,000 | 118,094,000 |
| Noninterest-bearing deposits | 62,130,000 | 62,919,000 | 60,857,000 | 61,018,000 |
| Equity capital | 24,612,000 | 24,728,000 | 24,998,000 | 25,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 3,923,000 | 5,849,000 | 7,901,000 |
| Interest expense | 174,000 | 364,000 | 572,000 | 813,000 |
| Net interest income | 1,773,000 | 3,559,000 | 5,277,000 | 7,088,000 |
| Noninterest income | 224,000 | 425,000 | 678,000 | 839,000 |
| Noninterest expense | 1,762,000 | 3,466,000 | 5,149,000 | 6,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 220,000 |
| Pretax income | 235,000 | 518,000 | 806,000 | 1,016,000 |
| Income tax | 45,000 | 101,000 | 152,000 | 140,000 |
| Net income | 190,000 | 417,000 | 654,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,589,000 | 23,873,000 | 24,184,000 | 24,329,000 |
| Total capital | 25,603,000 | 25,886,000 | 26,197,000 | 26,393,000 |
| Risk-weighted assets | 158,455,000 | 158,477,000 | 158,479,000 | 163,222,000 |