Call reports 2017
BANK OF FINCASTLE, THE — 2017
What BANK OF FINCASTLE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 212,919,000 | 193,014,000 | 200,919,000 | 200,693,000 |
| Total loans | 123,029,000 | 120,796,000 | 131,906,000 | 141,015,000 |
| Allowance for loan losses | 3,417,000 | 3,276,000 | 2,971,000 | 2,968,000 |
| Securities available for sale | 0 | 0 | 0 | 32,707,000 |
| Securities held to maturity | 50,827,000 | 34,231,000 | 37,203,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,934,000 | 177,504,000 | 171,738,000 | 173,457,000 |
| Interest-bearing deposits | 128,726,000 | 116,538,000 | 113,477,000 | 114,037,000 |
| Noninterest-bearing deposits | 67,208,000 | 60,966,000 | 58,261,000 | 59,420,000 |
| Equity capital | 12,675,000 | 12,687,000 | 25,961,000 | 24,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,717,000 | 3,365,000 | 5,077,000 | 6,846,000 |
| Interest expense | 172,000 | 337,000 | 499,000 | 658,000 |
| Net interest income | 1,545,000 | 3,028,000 | 4,578,000 | 6,188,000 |
| Noninterest income | -272,000 | 75,000 | 1,091,000 | 1,734,000 |
| Noninterest expense | 3,751,000 | 5,561,000 | 8,218,000 | 10,196,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,478,000 | -2,458,000 | -2,549,000 | -2,274,000 |
| Income tax | 3,000 | 11,000 | 16,000 | 1,363,000 |
| Net income | -2,481,000 | -2,469,000 | -2,565,000 | -3,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,039,000 | 10,290,000 | 23,525,000 | 23,393,000 |
| Total capital | 11,889,000 | 12,123,000 | 25,443,000 | 25,394,000 |
| Risk-weighted assets | 143,886,000 | 142,771,000 | 149,969,000 | 157,109,000 |