Call reports 2014
BANK OF FINCASTLE, THE — 2014
What BANK OF FINCASTLE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 209,860,000 | 210,815,000 | 223,421,000 | 219,042,000 |
| Total loans | 149,262,000 | 146,954,000 | 148,842,000 | 148,890,000 |
| Allowance for loan losses | 2,273,000 | 2,265,000 | 2,165,000 | 2,151,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,943,000 | 14,226,000 | 37,521,000 | 35,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,798,000 | 183,937,000 | 196,368,000 | 191,844,000 |
| Interest-bearing deposits | 130,428,000 | 130,047,000 | 140,036,000 | 134,810,000 |
| Noninterest-bearing deposits | 52,370,000 | 53,890,000 | 56,332,000 | 57,034,000 |
| Equity capital | 26,090,000 | 26,108,000 | 26,320,000 | 26,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,806,000 | 3,565,000 | 5,359,000 | 7,216,000 |
| Interest expense | 255,000 | 499,000 | 747,000 | 990,000 |
| Net interest income | 1,551,000 | 3,066,000 | 4,612,000 | 6,226,000 |
| Noninterest income | 322,000 | 600,000 | 954,000 | 1,233,000 |
| Noninterest expense | 1,332,000 | 2,669,000 | 4,308,000 | 5,941,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 541,000 | 997,000 | 1,258,000 | 1,518,000 |
| Income tax | 152,000 | 247,000 | 369,000 | 443,000 |
| Net income | 389,000 | 750,000 | 889,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,090,000 | 26,108,000 | 26,320,000 | 26,506,000 |
| Total capital | 28,169,000 | 28,169,000 | 28,485,000 | 28,657,000 |
| Risk-weighted assets | 166,092,000 | 164,696,000 | 174,169,000 | 172,103,000 |