Call reports 2001
BANK OF FINCASTLE, THE — 2001
What BANK OF FINCASTLE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,411,000 | 121,442,000 | 121,175,000 | 120,014,000 |
| Total loans | 93,078,000 | 95,365,000 | 95,300,000 | 97,935,000 |
| Allowance for loan losses | 1,013,000 | 1,021,000 | 1,009,000 | 1,005,000 |
| Securities available for sale | 686,000 | 890,000 | 7,000 | 5,000 |
| Securities held to maturity | 3,146,000 | 2,696,000 | 5,519,000 | 6,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,131,000 | 105,200,000 | 104,533,000 | 103,405,000 |
| Interest-bearing deposits | 82,063,000 | 85,326,000 | 83,925,000 | 82,219,000 |
| Noninterest-bearing deposits | 22,068,000 | 19,874,000 | 20,608,000 | 21,186,000 |
| Equity capital | 15,537,000 | 15,699,000 | 15,993,000 | 16,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 4,606,000 | 6,792,000 | 8,844,000 |
| Interest expense | 939,000 | 1,899,000 | 2,851,000 | 3,673,000 |
| Net interest income | 1,385,000 | 2,707,000 | 3,941,000 | 5,171,000 |
| Noninterest income | 174,000 | 381,000 | 600,000 | 824,000 |
| Noninterest expense | 878,000 | 1,746,000 | 2,554,000 | 3,412,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 621,000 | 1,222,000 | 1,807,000 | 2,343,000 |
| Income tax | 206,000 | 381,000 | 596,000 | 797,000 |
| Net income | 415,000 | 841,000 | 1,211,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,363,000 | 15,525,000 | 15,993,000 | 16,030,000 |
| Total capital | 16,437,000 | 16,601,000 | 17,002,000 | 17,035,000 |
| Risk-weighted assets | 86,185,000 | 91,496,000 | 89,473,000 | 94,137,000 |