Call reports 2025
ESQUIRE BANK, NATIONAL ASSOCIATION — 2025
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,933,525,000 | 2,039,750,000 | 2,165,916,000 | 2,345,974,000 |
| Total loans | 1,410,755,000 | 1,490,211,000 | 1,543,904,000 | 1,753,834,000 |
| Allowance for loan losses | 19,391,000 | 19,337,000 | 21,049,000 | 23,951,000 |
| Securities available for sale | 236,919,000 | 257,375,000 | 265,131,000 | 246,505,000 |
| Securities held to maturity | 66,736,000 | 64,470,000 | 62,288,000 | 60,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,699,624,000 | 1,796,674,000 | 1,896,435,000 | 2,075,080,000 |
| Interest-bearing deposits | 1,164,679,000 | 1,214,184,000 | 1,273,907,000 | 1,486,552,000 |
| Noninterest-bearing deposits | 534,945,000 | 582,490,000 | 622,528,000 | 588,528,000 |
| Equity capital | 219,177,000 | 230,129,000 | 244,385,000 | 257,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,452,000 | 64,902,000 | 100,965,000 | 139,160,000 |
| Interest expense | 3,904,000 | 8,185,000 | 12,978,000 | 17,936,000 |
| Net interest income | 27,548,000 | 56,717,000 | 87,987,000 | 121,224,000 |
| Noninterest income | 6,038,000 | 12,072,000 | 18,193,000 | 24,201,000 |
| Noninterest expense | 15,237,000 | 30,649,000 | 47,236,000 | 64,526,000 |
| Provision for loan losses | 1,430,000 | 4,955,000 | 6,705,000 | 9,605,000 |
| Pretax income | 16,919,000 | 33,185,000 | 52,239,000 | 71,294,000 |
| Income tax | 4,478,000 | 8,056,000 | 11,772,000 | 16,107,000 |
| Net income | 12,441,000 | 25,129,000 | 40,467,000 | 55,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,860,000 | 241,048,000 | 253,886,000 | 266,106,000 |
| Total capital | 249,802,000 | 260,885,000 | 274,685,000 | 289,581,000 |
| Risk-weighted assets | 1,514,434,000 | 1,618,917,000 | 1,663,183,000 | 1,877,057,000 |