Call reports 2024
ESQUIRE BANK, NATIONAL ASSOCIATION — 2024
What ESQUIRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,635,173,000 | 1,698,664,000 | 1,766,145,000 | 1,872,429,000 |
| Total loans | 1,226,802,000 | 1,260,128,000 | 1,296,515,000 | 1,392,699,000 |
| Allowance for loan losses | 17,523,000 | 18,521,000 | 19,451,000 | 20,979,000 |
| Securities available for sale | 142,159,000 | 176,815,000 | 211,460,000 | 241,746,000 |
| Securities held to maturity | 75,242,000 | 73,062,000 | 70,794,000 | 68,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,444,885,000 | 1,498,267,000 | 1,547,260,000 | 1,654,856,000 |
| Interest-bearing deposits | 960,476,000 | 1,003,411,000 | 996,961,000 | 1,144,278,000 |
| Noninterest-bearing deposits | 484,409,000 | 494,856,000 | 550,299,000 | 510,578,000 |
| Equity capital | 177,646,000 | 189,122,000 | 205,251,000 | 204,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,865,000 | 53,233,000 | 82,354,000 | 113,132,000 |
| Interest expense | 3,210,000 | 6,273,000 | 9,546,000 | 13,444,000 |
| Net interest income | 22,655,000 | 46,960,000 | 72,808,000 | 99,688,000 |
| Noninterest income | 6,334,000 | 12,530,000 | 18,510,000 | 24,623,000 |
| Noninterest expense | 13,319,000 | 27,273,000 | 41,381,000 | 55,541,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | 3,000,000 | 4,700,000 |
| Pretax income | 14,670,000 | 30,217,000 | 46,937,000 | 64,070,000 |
| Income tax | 3,888,000 | 8,086,000 | 12,600,000 | 16,884,000 |
| Net income | 10,782,000 | 22,131,000 | 34,337,000 | 47,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,944,000 | 203,292,000 | 215,499,000 | 218,420,000 |
| Total capital | 208,610,000 | 220,380,000 | 233,033,000 | 237,066,000 |
| Risk-weighted assets | 1,332,002,000 | 1,365,132,000 | 1,400,367,000 | 1,488,856,000 |